When Hialeah retiree Maria López applied for Miami-Dade’s ‘Senior Wind Mitigation Credit,’ her property taxes dropped by $1,700—enough to fund 4 grandkids’ summer camp. You could be leaving similar money on the table.

1. The Super Homestead Exemption (Save $1,000+/Year)

What It Is:

• Additional $50,000 off assessed value for homeowners 65+
• Applies to county/city taxes (not school district)

Miami Hack:

• File between March 1-5 to avoid backlog
• Required docs:
  • ID (prove age)
  • Notarized residency affidavit (free at libraries)

Real Savings Example:
*A Little Havana home assessed at 325Knowpaystaxeson325Knowpaystaxeson275K—saving $1,143/year.*

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2. Hurricane Retrofit Credits (Up to $5K Back)

Best Deals:

• Impact Windows/Doors: 30% credit (max $1,500)
• Roof Straps: $500 flat credit
• Solar + Battery: 1Kstate+1Kstate+500 FPL rebate

⚠️ Critical Deadline:

• Must install before June 1 to qualify for 2024 claims

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3. Energy Efficiency Perks (Cooler Home, Lower Bills)

💡 Top Miami Discounts:

Upgrade	FPL Rebate	State Tax Credit
Heat Pump HVAC	$1,250	$300
Solar Attic Fan	$150	–
Insulation	$0.50/sqft	$200

Pro Tip:
Combine upgrades for stacked savings (e.g., insulation + HVAC = $1,750 back).

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4. The «Over 65» Property Tax Freeze

❓ How It Works:

• Locks taxable value at enrollment year level
• Must earn <32,580/year(single)or<32,580/year(single)or<36,980 (couple)

📌 Miami-Dade Quirk:

• Still applies if you add hurricane-proofing (unlike other counties)

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5. Medical Deductions (New for 2024!)

🏥 Claim These Home Mods:

• Ramp installations: 100% deductible (up to $15K)
• Walk-in tubs: 50% deductible with doctor’s note
• Whole-home generators: 30% if power-dependent medical device user

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FAQ: Miami Senior Tax Benefits

Q: Can I claim credits if I’m 55 but not retired?
*A: Yes! Age-based breaks start at 50 (income limits may apply).*

Q: Where’s the closest help with paperwork?
*A: Miami-Dade Tax Collector’s Senior Assistance Centers:

• North Dade: 15515 Biscayne Blvd
• Cutler Bay: 10720 Caribbean Blvd*

Q: Do rooftop solar panels increase my taxable value?
A: No! Florida law exempts renewable energy upgrades from assessments.

Q: What if I missed past years’ credits?
*A: File amended returns (2019-2023) using Form DR-486X—we provide free templates.*

Q: How much does professional filing help cost?
*A: $0! AARP offers free tax prep at:

• Kendall Regional Library (Mondays)
• Hispanic Senior Center (Wednesdays)*